When you are too sick to work at your job, the Social Security Administration (SSA) might be able to help you. If you can qualify using work credits and have a covered medical condition, you might be entitled to a sum of money each month. The amount of money you get depends on how much you were earning prior to becoming disabled. To find out more about what you might be entitled to earn each month using Social Security Disability Insurance (SSDI), read on.
Not Meant as a Salary Replacement
If you are expecting to get the same amount of money from SSDI as you were earning prior to becoming ill, you will be disappointed. The amount provided is but a percentage of what you were previously earning. There is a top limit to the amount anyone earns, even those who might have had very high incomes previously. The top amount, as of January 2019, will be $2,861, but most people will earn closer to the average of $1,234 a month. This amount can increase every year by a small amount. Most people will find it a challenge to make ends meet on those amounts.
Find Out About Your Benefit Before You Apply
Most people should understand how much they might get if they become disabled since that fact could influence whether or not they file for benefits. If can put off applying for benefits, and you expect your earnings to rise in the coming years, your disability and retirement funds will rise accordingly. If your illness is preventing you from continuing to work, however, you may have other options for earning money alongside your SSDI benefits. Register at the official SSA site to find out what you can expect in the form of retirement and disability benefits.
The Trial Work Period
This program allows those who want to test their ability to work to do so without it affecting their earnings. The earnings follow a rolling period of time where you can earn unlimited funds for a limited amount of time. In most cases, people who receive SSDI are severely limited in the amount of money can earn without losing benefits entirely. With the trial work period, for example, you can earn as much money as you wish for a few months out of the rolling period. This can be perfect for those who work seasonally or part-time.
If you have been turned down for benefits, speak to a Social Security lawyer about help with your appeal hearing.
Share14 December 2018
The court system can seem frightening and confusing if you're not used to using it. Whether you've been accused of a crime and you're trying to navigate the criminal court system, or you're being sued or considering suing someone else in civil court, you need an advocate who knows their way around. That's why finding the right lawyer for the job is so important. In this blog, I'll be helping you learn how to choose the right lawyer for the job and sharing information about legal strategies and courtroom procedures that you may come across when you have a legal problem. You need accurate information to help you understand the court system, and this blog can help.