Getting into a car accident, particularly when you aren't at fault, can be a hassle, since you will need to work with both your insurance company and that of the other driver. You may even find yourself needing to go to court to get the compensation you deserve for your loss and injuries. Make sure to avoid the following mistakes, since they can affect your success.
#1: Failing to secure legal counsel
The clock starts ticking as soon as the accident occurs. Although the stature of limitations varies by state, it's vital that you begin actively working for compensation as soon as possible. This usually starts by filing the initial claim. Then, the insurance company will have a window in which to make an offer and for you to appeal if it isn't sufficient. Often, an insurance company will drag out this process in hopes that you will either give up and accept a too-low offer or that the statute of limitations will pass before you can take them to court. Secure a lawyer before you even begin negotiating with the insurance company. They can help ensure that everything occurs within the necessary time frame so you aren't forced to accept too little.
#2: Saying way too much
Insurance companies may also try to trick you into saying things that will allow them to lower or even outright deny your claim. First and foremost, never discuss fault with the insurance company. In fact, beyond giving your name and contact information, you should avoid giving any info to the company without first discussing it with your lawyer. Another tactic is to get you to agree to a lower settlement. To avoid this, never give verbal acceptance to anything or sign any insurance forms without first discussing them or showing them to your lawyer.
#3: Giving the insurance agent the wrong ideas
Many insurance companies are now turning to social media in an attempt to minimize payouts after an accident, particularly if the case is going to court. This usually means looking for you on social media. If they can find incriminating photographs online that show you aren't as injured as you claim to be, they may be able to have the case dropped. Shut down all of your social media accounts and avoid adding any new people that you don't personally know to your accounts. If you can't give up posting entirely, at least avoid posting photographs or comments about anything that could compromise your case.
Contact a personal injury attorney for more help.
Share9 June 2017
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